For many people, living debt-free means living worry-free. This is felt most significantly during retirement and especially for those seniors living on a fixed income. Almost half of adults in the United States— nearly 42 percent to be exact— don’t have any retirement savings and plan on living off their social security benefits alone. For many seniors, that’s less than $1,500 a month. Living off that kind of monthly income is difficult. Here are a few money-saving tips to help you maximize your retirement finances to get the most out of your golden years. Downsizing to a Smaller Place While letting go of your family home may come with some bittersweet and even stressful moments, moving into a smaller space can help you save money on utilities, mortgage, and homeowner’s insurance. You can also use the income from your home sale to invest, pay monthly rent at an independent living center, or provide a down payment or full payment on a new, smaller home. Save on Vet Bills If you’re a pet owner, then you understand how costly vet bills can be when your pet suffers from sickness or injury. Instead of potentially spending thousands on vet visits and procedures, you can save by signing up for pet insurance. Insurers like Embrace offer policies with low premiums and a range of deductibles and cover many older pets as well. https://www.stpaulseniors.org/senior-care-blog/7-money-saving-tips-for-seniors-on-a-fixed-income/ Tags: seniorliving Via https://www.stpaulseniors.org/senior-care-blog/7-money-saving-tips-for-seniors-on-a-fixed-income/
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Among the many health concerns that can befall seniors, loneliness is one of the most common and least discussed. With aging come a number of factors that contribute to isolation and loneliness, such as the deaths of spouses and close friends, family members moving away, and the onset of debilitating illnesses. Worse, loneliness itself can cause a number of health-related issues for seniors, including increased risk mortality, depression, cognitive decline, dementia care, high blood pressure, and a number of other conditions. In this guide, our experts at St. Paul’s Senior Services discuss the negative health effects of loneliness in seniors. We also provide information on how to alleviate loneliness in seniors, as well as resources on our many services available to seniors across the greater San Diego area. Read on to learn more, and reach out to us today! Senior Isolation and Loneliness: Statistics The U.S. Census Bureau reports that 28% of U.S. citizens aged 65 and older (a total of 11 million people) live alone. While living alone does not necessarily cause senior loneliness in all individuals, it is the biggest single contributing factor. This number is also likely to rise. The AARP reports that more and more adults are not having children, which means there will be fewer family members to provide company and care as adults become seniors. https://www.stpaulseniors.org/senior-care-blog/the-negative-health-effects-of-loneliness-in-seniors/ Via https://www.stpaulseniors.org/senior-care-blog/the-negative-health-effects-of-loneliness-in-seniors/ 8 Questions to Ask When Looking For the Best Assisted Living Community - St. Paul's Senior Services7/11/2021 Are you in search of an assisted living community for yourself or a senior loved one in your life? You’ll want to do your research in order to choose the best option for all parties involved. In this guide, our experts here at St. Paul’s Senior Services will help you get started. Below, we’ve compiled a list of 8 questions you should ask when looking for the best assisted living community for yourself or your loved one. By asking these questions over the phone or during schedule tours, you’ll be on your way to determining which community will fit best for your needs. Read on to learn more, and contact St. Paul’s Plaza or St. Paul’s Villa, our San Diego assisted living communities today! What types of housing are offered? Most assisted living communities offer apartment housing for their residents. Like many regular apartment buildings, assisted living communities will often have several types of residences to choose from. These may include studios, one bedrooms, two bedrooms, or other type of apartment spaces. When picking an assisted living community for your senior loved one, it’s important to choose a community that offers the type of living space best for his or her needs. In addition to general space-related needs, it’s also important to consider other needs, such as kitchen space. Picking a community that meets your senior loved one’s needs is of the utmost importance. What types of meals are provided, and when are they served? Proper nutrition is vital for seniors. When searching for an assisted living community, you’ll want to be sure to get as much information as possible about the food served on the premises. What types of meals are provided? How often are they served? Are there custom options available? Asking these questions can help you settle on an assisted living community that best meets the dietary needs of your senior loved one. https://www.stpaulseniors.org/senior-care-blog/8-questions-to-ask-when-looking-for-the-best-assisted-living-community/ Via https://www.stpaulseniors.org/senior-care-blog/8-questions-to-ask-when-looking-for-the-best-assisted-living-community/ Assisted Living vs. Memory Care: Understanding the Differences - St. Paul's Senior Services7/11/2021 If you have a senior loved one in your family who is starting to require extra assistance, it may be time to consider care options. For many seniors and their families, in-home care is not a feasible option—either due to the projected cost, the unique demands of the senior individual, or a host of other factors. In these cases, community care is the clear choice. Once you’ve determined that a senior living community is the right course for your loved one, you’ll be faced with a number of senior living communities and options from which to choose. Two of the most common among these are assisted living and memory care. In this guide, our experts here at St. Paul’s Senior Services discuss the differences between assisted living and memory care to help you make the right choice for your loved one. We also provide information on our very own senior assisted living and memory care communities right here in San Diego, CA. Read on to learn more about the differences between assisted living and memory care, and contact our friendly team here at St. Paul’s by calling (619) 239-6900 today! What is Assisted Living? Assisted living is perhaps the most common form of senior care. In assisted living communities, seniors live in residences staffed by nursing professionals and other service employees. Staff provide seniors with personal care support services such as meals, medication management, bathing, dressing, and transportation. In most cases, seniors have their own private living quarters—though they frequently interact with staff for daily care and scheduled activities. In assisted living communities such as St. Paul’s Plaza and St. Paul’s Villa, care is tailored extensively to meet the unique needs of each senior in residence. What is Memory Care? memory-care-assisted-living memory care and assisted living Memory care is a distinct form of long-term skilled care that specifically caters to patients with Alzheimer’s disease, dementia, and other types of memory problems. Memory care communities are staffed with nursing professionals who specialize in memory-related conditions. Like regular assisted living communities, they offer personal care support services such as meals, medication management, bathing, dressing, and transportation. They also offer a host of scheduled activities specially-tailored to meet the needs of seniors with memory-related conditions. (To supplement our memory care community, our team at St. Paul’s offers a comprehensive Senior Day Program for seniors with memory-related conditions who have not yet moved out of their homes.) https://www.stpaulseniors.org/senior-care-blog/assisted-living-vs-memory-care/ Via https://www.stpaulseniors.org/senior-care-blog/assisted-living-vs-memory-care/ Sitting bedside and visiting with a loved one while they are hospitalized or in a skilled nursing facility (SNF) has been suspended during the COVID-19 pandemic. Many patients are having to navigate the healthcare continuum without the comfort of a loved one or family member physically with them. This lack of real-time patient support, comfort, and advocacy is raising concern and may be resulting in negative health outcomes. Here are two important ways you can remain in touch and stay informed of your loved one’s plan of care during COVID-19: Phone calls are vital – Make sure to call at least daily and more than once a day, based on your loved one’s health condition and situation. If your loved one is unable to communicate (e.g. because of a stroke, coma, respirator), ask for the case manager or social worker assigned to their case. Video chats when and where possible – FaceTime on iPhones, Google Chat, Skype, Zoom video chats, and even Marco Polo (which allows you to send and receive video clips) allows you to see and hear your loved one. If the patient does not have the technology necessary or the ability to work the technology, ask the social worker/case manager if they can provide it and assist your loved one. Here is information you will want to gather if your loved goes into the hospital or SNF: Who is the attending physician? What room number and/or bed is your loved one currently in? What is the direct phone number for your loved one’s room (or bed, if more than one patient to a room)? Who is the case manager, social worker, or discharge/transition planner assigned to your loved one’s case? If this person changes daily (which happens in some healthcare systems), ask for the main phone number for the Social Work/Case Management department so you can speak directly to a person when calling. Appoint one person to be the “point person” for the hospital or skilled nursing facility to contact. Multiple calls to the healthcare facility by numerous family members or friends will only confuse the situation and potentially create a “he said/she said” environment. Read more: https://www.stpaulspace.org/pace-blog/advocating-for-your-hospitalized-loved-one-during-covid-19/ Tags: SNF Via https://www.stpaulspace.org/pace-blog/advocating-for-your-hospitalized-loved-one-during-covid-19/ For many people, living debt-free means living worry-free. This is felt most significantly during retirement and especially for those seniors living on a fixed income. Almost half of adults in the United States— nearly 42 percent to be exact— don’t have any retirement savings and plan on living off their social security benefits alone. For many seniors, that’s less than $1,500 a month. Living off that kind of monthly income is difficult. Here are a few money-saving tips to help you maximize your retirement finances to get the most out of your golden years. Read more: https://www.stpaulspace.org/pace-blog/7-money-saving-tips-for-seniors-on-a-fixed-income/ Via https://www.stpaulspace.org/pace-blog/7-money-saving-tips-for-seniors-on-a-fixed-income/ St. Paul’s Program of All-Inclusive Care for the Elderly (PACE) is a managed health care plan exclusively for seniors. St. Paul's PACE has been serving San Diego County with 4 convenient locations. Visit https://www.stpaulspace.org/
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About UsSt. Paul’s Program of All-Inclusive Care for the Elderly (PACE) is a managed health care plan exclusively for seniors. St. Paul's PACE has been serving San Diego County with 4 convenient locations. Visit https://www.stpaulspace.org/ |